Spending Habits

Involving the Kids In Personal Budgeting

By Joe
Involving the Kids In Personal Budgeting

Personal budgeting is a challenge, and it’s even harder when you have children. It’s especially hard when the children are past their grade school years. Yes, younger kids want the latest fad toy, but they’re not as obsessed with buying designer clothes and cell phones and a new Ipod every couple of months. »

Money Wasters That Suck Your Cash

By Joe
Money Wasters That Suck Your Cash

Getting out of debt requires going over your finances with a fine tooth comb and eliminating every little bit of waste. Every bill that you pay needs a second look. How often do you use that gym membership? And if you... »

When to Save, When to Pay Off Debt

By Joe
When to Save, When to Pay Off Debt

  Is it better to save or pay off debt? That is the question. Once upon a time, financial advisors were urging that you make paying off debt a priority before all else. Any extra money that you earn should go towards paying down high interest debt, not towards savings, they said. They pointed out, quite logically,... »

The Art of Saving

By Joe
The Art of Saving

Many people - especially people who find themselves in debt - have the philosophy that they will save whatever they don't spend. In other words they pay for essentials, they pay what extra bills they can, and then... »

Find Big Savings At Supermarkets

By Joe
Find Big Savings At Supermarkets

Groceries take up a big chunk of family budgets every month, but it's almost a certainty that you could make some significant supermarket savings... »