Saving Money

How To Enjoy Your Luxuries & Still Pay Off Debt

By Joe
How To Enjoy Your Luxuries & Still Pay Off Debt

One of the biggest mistakes that you can make when planning a budget is to only budget for the bare essentials – rent, mortgage, electricity, groceries, car payment, insurance, etc. Why? Because you’re not going to stick to a budget like that forever, any more than you are going to stick to a diet of cottage... »

When to Save, When to Pay Off Debt

By Joe
When to Save, When to Pay Off Debt

  Is it better to save or pay off debt? That is the question. Once upon a time, financial advisors were urging that you make paying off debt a priority before all else. Any extra money that you earn should go towards paying down high interest debt, not towards savings, they said. They pointed out, quite logically,... »