Debt Collection Issues
Getting nasty calls and letters? Afraid to answer your phone? Learn what your rights are and strategies for dealing with collection agencies.
Dealing With Debt Collection Agencies
If you are at a point where you have turned over your debt to debt collection agencies, here are some things that you should know. Debt Collection agencies are not allowed to threaten you. They are not allowed to publicly humiliate you by sending letters which state on the outside of the envelope that you... »
What Debt Collectors Cannot Do
Consumers have a number of rights that are very clearly spelled out under the Fair Debt Collection Practices Act. Debt Collectors are not allowed to... »
Strategies For Dealing With Collection Agencies, Part 2
Saying the wrong thing when you have been contacted by a collection agency can hurt you. Assume the call is being recorded. But this you can be certain of—not answering calls and letters from bill collectors will only cause your credit rating to get worse. Below are some tips on dealing with bill collectors and... »
Strategies For Dealing With Collection Agencies, Part 1
Debt collectors have one objective—to get as much money out of you as they possibly can as soon as they can. They may pretend to be your friends, but they’re not. Yes, you need to pay off your debts, but you don’t have to put up with being harassed, threatened, intimidated, and stalked. I... »